To those who plan for tomorrow but live for today…

Oftentimes you’re faced with financial tradeoffs: buying your dream vacation home means not taking that 6 month sabbatical to explore South America, or starting a foundation for a cause you care about means selling off your hard earned company stock.

What if we told you that you could do both: plan for tomorrow and live for today?

We’re builders, creators, and designers from companies like Twitter, Google, Microsoft, and more. Many of us had to regretfully sell our company stock to buy our first homes, so we know what it’s like to feel limited with our financial choices. We’re just people who want to be smarter with our money like you – for our futures, our families, our well being, and our hopes and dreams.

That’s why we created Frec: to expand the possibilities for everyone and their money. Whether you’re growing your wealth or just getting started, you deserve simpler and smarter ways to manage your money. We take what we learn from some of the most successful people on the planet and build our products with the following beliefs in mind:

We believe finance should be fair, so we level the playing field

Unlike other margin loan providers, we pass along the lowest interest rates possible no matter how much money you hold in your account.

We believe everyone should feel empowered to manage their money

Bull or bear market, we’re here to give you all of the tools and information you need and to empower you to make the right decisions for you.

We believe time is precious, so we make things possible today

We want you to enjoy some of your hard earned money today without having to compromise your plans for the future.

If this resonates with you, we hope you’ll let us be part of this journey towards greater possibilities for you and your money.

– The Frec Team

We’re a small but mighty team backed by Greylock Partners and angel investors from Google, Stripe, Brex, AngelList, Affirm and more. If you’re interested in joining us, contact us at

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Frec does not provide investment, tax, or legal advice. Frec’s website and brokerage services are not intended for persons of any jurisdiction where Frec is not authorized to do business. Investing involves risk, including the risk of loss. Borrowing on margin can add to those risks – please read our Margin Disclosure before borrowing. Margin accounts require a $2,000 minimum. Any stocks shown are for informational purposes and should not be considered a trade recommendation.

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