Low-cost direct indexing, starting at 0.09%
Direct index for as little as 0.09% annually, or just $18/year for a $20,000 portfolio.
With your tax savings, it could pay for itself many times over.
Our pricing philosophy
At Frec, we believe pricing should be transparent. That's why at any time, you can see how much you're paying Frec in fees and your potential tax savings.
Thoughtful pricing per index
We price each index similarly to the most comparable ETF, but with Frec you get additional tax savings.
S&P 500®
Comparable to SPY, SPDR S&P 500 ETF Trust
Annual fee
0.09%Compared to SPY's expense ratio of 0.09%
Tax loss harvested rate
Investment minimum
$20,000
S&P 500® Information Technology
Comparable to XLK, Technology Select Sector SPDR Fund
Annual fee
0.19%Compared to XLK's expense ratio of 0.09%
Tax loss harvested rate
Investment minimum
$20,000
S&P Developed Markets ADR
Comparable to EFA, iShares MSCI EAFE ETF
Annual fee
0.17%Compared to EFA's expense ratio of 0.07%
Tax loss harvested rate
Investment minimum
$20,000S&P Emerging ADR
Comparable to IEMG, iShares Core MSCI Emerging Markets ETF
Annual fee
0.19%Compared to IEMG's expense ratio of 0.09%
Tax loss harvested rate
Investment minimum
$20,000
S&P 500® Shariah
Comparable to SPUS, SP Funds S&P 500 Sharia Industry Exclusions ETF
Annual fee
0.35%Compared to SPUS's expense ratio of 0.45%
Tax loss harvested rate
Investment minimum
$20,000CRSP US Large Cap
Comparable to VV, Vanguard Large Cap Index Fund
Annual fee
0.10%Compared to VV's expense ratio of 0.04%
Tax loss harvested rate
Investment minimum
$20,000
CRSP US Mid Cap
Comparable to VO, Vanguard Mid Cap Index Fund
Annual fee
0.14%Compared to VO's expense ratio of 0.04%
Tax loss harvested rate
Investment minimum
$20,000
CRSP US Small Cap
Comparable to VB, Vanguard Small Cap Index Fund
Annual fee
0.15%Compared to VB's expense ratio of 0.05%
Tax loss harvested rate
Investment minimum
$50,000
CRSP ISS US Large Cap ESG
Comparable to ESGU, iShares ESG Aware MSCI USA ETF
Annual fee
0.25%Compared to ESGU's expense ratio of 0.15%
Tax loss harvested rate
Investment minimum
$20,000
CRSP US Total Market
Comparable to VTI, Vanguard Total Stock Market Index Fund
Annual fee
0.13%Compared to VTI's expense ratio of 0.03%
Tax loss harvested rate
Investment minimum
$50,000
CRSP US Large Cap Value
Comparable to VTV, Vanguard Value ETF
Annual fee
0.14%Compared to VTV's expense ratio of 0.04%
Tax loss harvested rate
Investment minimum
$20,000
CRSP US Large Cap Growth
Comparable to VUG, Vanguard Growth ETF
Annual fee
0.14%Compared to VUG's expense ratio of 0.04%
Tax loss harvested rate
Investment minimum
$20,000
MVIS® US Listed Semiconductor 25
Comparable to SMH, VanEck Semiconductor ETF
Annual fee
0.35%Compared to SMH's expense ratio of 0.35%
Tax loss harvested rate
Investment minimum
$20,000Russell 1000
Comparable to IWB, iShares Russell 1000 ETF
Annual fee
0.22%Compared to IWB's expense ratio of 0.15%
Tax loss harvested rate
Investment minimum
$50,000Russell 2000
Comparable to IWM, iShares Russell 2000 ETF
Annual fee
0.26%Compared to IWM's expense ratio of 0.19%
Tax loss harvested rate
Investment minimum
$50,000Russell 3000
Comparable to IWV, iShares Russell 3000 ETF
Annual fee
0.27%Compared to IWV's expense ratio of 0.20%
Tax loss harvested rate
Investment minimum
$50,000
