Tax loss harvest your fees away

Direct index for as little as 0.09% annually,
or just $18/year for a $20,000 portfolio.

With your tax savings, it could pay for itself up to 21 times over.1

Start direct indexing for

0.09%
Annually

Get more for less

* Frec DI fees range from 0.09%-0.35% depending on strategy.

Our pricing, compared

Direct indexing solutions from other providers are more costly than most of our indices with traditional brokerages charging 0.40% and wealth advisors up to 1.0%.2

Commitment to keep costs low

Investing in ETFs with robo-advisors like Betterment means paying management fees on top of ETF expenses. With Frec, there are no ETF expenses, so most of our index strategies cost less. Enjoy smarter passive investing without extra fees cutting into your tax savings.

Choose from multiple indices

With multiple indices to choose from, you can direct index for as little as a 0.09% annual AUM fee.

Index
Annual Fee
Minimum
Large cap icon
S&P 500
0.09%
$20,000
Large cap icon
CRSP US Large Cap
0.10%
$20,000
Total market icon
CRSP US Total Market
0.13%
$50,000
Mid cap icon
CRSP US Mid Cap
0.14%
$20,000
Large cap value icon
CRSP US Large Cap Value
0.14%
$20,000
Large cap growth icon
CRSP US Large Cap Growth
0.14%
$20,000
Small cap icon
CRSP US Small Cap
0.15%
$50,000
S&P ADR icon
S&P Developed Markets ADR
0.17%
$20,000
S&P info tech icon
S&P 500 Info Tech
0.19%
$20,000
S&P ADR icon
S&P Emerging ADR
0.19%
$20,000
Large cap icon
Russell 1000
0.22%
$50,000
ESG icon
CRSP ISS US Large Cap ESG
0.25%
$20,000
Small cap icon
Russell 2000
0.26%
$50,000
Russell 3000 icon
Russell 3000
0.27%
$50,000
S&P Shariah icon
S&P 500 Shariah
0.35%
$20,000
SMH icon
MVIS US Semiconductor
0.35%
$20,000

Borrow at one of the lowest rates

Borrow up to 70%4 of your direct index portfolio through a portfolio line of credit. Our rate is always the Effective Federal Funds Rate + 1%, lower than many of our competitor’s listed rates.

Zero commission trading

Like other brokerages, you can invest in stocks and ETF trades commission-free.

$0 to get started.

See a full list of our fees here

FAQ