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years

and

saved in taxes

How it works

Frec Diversify takes your concentrated, highly-appreciated stocks to construct long and short overlays around them. These overlays reduce your concentration risk by introducing diversified market and factor exposures, and harvest losses that are used to offset the gains realized from selling your concentrated stocks, ensuring diversification remains as tax-neutral as possible.

Resources

7 min read•Nov 26, 2025

White paper: Diversification indexing

FAQs

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White paper: Diversification indexing

How long does it take to diversify?

Can I withdraw stocks or cash while invested in Frec Diversify?

What happens once I am fully diversified?

Will my fees be reduced once I finish diversifying?

Can I have other direct indices while invested in Frec Diversify?

What if my concentrated stock drops?

Can I diversify into the S&P 500?

Can I use a portfolio line of credit while invested in Frec Diversify?

How does this compare to exchange funds?

Will my tax forms be complicated?

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