How it works

How tax loss harvesting saves you money

Lower your tax bill when you...

You are selling $200K of stock that you purchased for $125K. Assuming a 33%1 capital gains tax rate, your tax bill could be $25K.


If you had been direct indexing, you could decrease your taxes owed.

A Frec Direct Indexing portfolio of
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...could harvest up to 40% in tax DEDUCTIONS2 , AS IN
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over 10 years
WHICH WHEN APPLIED TO YOUR TAX BRACKET, CAN SAVE YOU
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off your $25K tax bill from selling YOUR STOCKS.

The remaining $5,360 in deductions will carry forward for life.

Get all the benefits of index investing. Start collecting tax deductions today by direct indexing.

Simple tax filing process

Even though Frec makes hundreds of trades on your behalf to save you on taxes, the filing process is as simple as entering a number.

At the mid or end of February every year, you’ll receive a 1099 consolidated tax form from Frec. There is a tax summary on page 2 of the form that shows your total net short-term and long-term gains or losses.

You enter these consolidated numbers on your tax return. That's it.
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Navigating the tax game

Learn more

Get a savings analysis

Schedule a video call with one of our licensed professionals to learn how you can optimize tax efficiency and minimize fees.

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Ashley Rodabaugh

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