Borrow up to 70%1 of your portfolio at 4.64%
Access cash for any life expense with Frec's
portfolio line of credit, no questions asked.
High liquidity
Skip credit checks and access your cash nearly instantly, without selling your stocks and triggering capital gains taxes.
For any purpose
You can borrow for any expense. Use the funds to invest in the market, or withdraw to pay for whatever you need.
Flexible repayment
You don't have to make monthly payments. You only need to repay if you exceed your portfolio line of credit limit or your portfolio falls below a certain level.
Fund your next
Angel investment
Home renovation
Small business
Vacation home
with Frec
Borrow at one of the lowest rates
Our rate is always the Fed rate + 1%, lower than many of our competitor's listed rates.
Loan amount
$25k
4.64%
11.33%
11.33%
11.50%
11.50%
$100k
4.64%
10.33%
10.33%
10.50%
10.75%
$500k
4.64%
Call
7.75%
Call
10.50%
$1m
4.64%
4.72%
7.50%
Call
9.75%
Borrowing limit
70%
75%
75%
75%
75%
Stay ahead of margin calls
Our margin forecaster helps you visualize the impact of potential stock drops and see the cash or stocks needed to restore your account balance.
“I picked Frec because of their low-interest portfolio line of credit. It's a great way to access liquidity for real estate investments without having to sell any stocks.”
Chris T.
Senior Software Engineer
Testimonials may not be representative of the experience of other customers. There is no guarantee of future performance or success, and all are current Frec customers and were not paid for these statements.
Take Frec anywhere
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FAQs
Tap into a portfolio line of credit today.
We support individual, joint, trust and business accounts.
