Earn 3.34% on your idle cash1

Park your cash in Frec Treasury to earn yield before investing into a direct index at your own pace.

4.64%
Screenshot of Frec's recurring deposits page

Maximize your hard-earned money

Low risk, high liquidity

Invest in low risk US treasury mutual funds. Withdraw funds at any time to your bank account.

Screenshot of withdrawing from Frec TreasuryWithdrawing to a bank account from Frec

Sweep dividends to Treasury

Earn yield on your dividends by sweeping them to your Treasury account.

Screenshot of Treasury account with balance and yield earnedScreenshot of dividend investment into a Treasury account

A portfolio that suits your risk tolerance

Include Treasury in your portfolio allocation to balance your investment risk.

Screenshot of a Treasury account in a Portfolio Allocation on Frec

Earn yield while you dollar cost average

Maximize your return on your cash while it's waiting to get invested in the market.

Screenshot of setting up a recurring deposit to a direct index on FrecScreenshot of withdrawing from a Treasury account to a direct index on Frec

FAQs

Help center
Grow your rainy day fund.

We support individual, joint, trust and business accounts.

Want to speak to a human?
We're here to help.

Check the background of Frec Securities LLC on FINRA's BrokerCheck. Questions? Reach out to us at help@frec.com.

1

As of June 6, 2026. Yield based on the highest 7-Day SEC Yield currently available among Frec's Treasury options. Certain funds have specific investment minimums, which can be up to $1,000. Investors who invest amounts below these minimums may experience lower yields than those advertised. Yields are subject to change and will fluctuate over time.

Frec is making sophisticated investing strategies simple and accessible. By using frec.com, you accept our Terms of Use and Privacy Policy. Frec is only available to US residents. Frec refers to Frec Markets, Inc., and its wholly owned subsidiaries, Frec Securities LLC and Frec Advisers LLC. Read about the services and differences between the entities in our Form CRS.

Product images are for illustrative purposes only.

FREC © 2026 Frec Markets, Inc.
All rights reserved.