What’s new: April 2025
This month, we introduced features that make it easier to manage your portfolio, plan for the future, and customize exposure. Here’s what’s new at Frec:
See your tax harvest savings at a glance
View your harvested losses and estimated tax savings from your Overview page. Simply click “Tax losses YTD” under Total assets to see a breakdown of short and long-term losses harvested across all your direct indices.
Add or update beneficiaries directly in your account
Manage beneficiaries directly in your Frec account. Just head to:
- Account settings → Profile tab
- Scroll to Beneficiaries
- Click Add or Edit
Note: This feature is only available for individual and joint accounts (excluding Louisiana residents). For more details, check out our Help Center.
Pause trading on specific stocks across all direct indices
Whether you’re navigating blackout periods or restricted trading windows, our trade restriction feature gives you more control by allowing you to pause trading on stocks across your portfolio
Some notes:
- Restrict up to 5 stock restrictions across all of your direct indices.
- Still buy/sell the restricted stock in your self-managed account.
- This differs from the exclusion feature, which completely removes a stock from a specific index.
- Auto-converson will be disabled for restricted stocks in your self-managed account.
You can restrict a stock when you set up a direct index or in your Investing tab.
Two new index options
We’re added two new indices, one value and one growth, to help you match your portfolio with your strategy.
CRSP US Large Cap Value Index
Value stocks include established companies that are considered undervalued relative to their fundamentals. These businesses typically offer steady cash flow and higher dividend payouts, making them appealing to investors seeking more stability during market volatility.
Top holdings: JP Morgan Chase & Company, Broadcom Inc, Exxon Mobil Corporation, and United Health Group.
CRSP US Large Cap Growth Index
This index features companies that are growing faster than the overall market and often reinvest profits to fuel expansion. It may be appealing to investors looking for higher potential returns and more exposure to innovation-driven sectors like AI.
Top holdings: Apple Inc, Microsoft Corporation, NVIDIA Corporation, and Amazon.com Inc.
Got questions or feedback? Let us know at help@frec.com
Product images are for illustrative purposes only.
Frec does not provide legal or tax advice and does not assume any liability for the tax consequences of any client transaction. Clients should consult with their personal tax advisors regarding the tax consequences of investing with
Frec and engaging in these tax strategies, based on their particular circumstances. Clients and their personal tax advisors are responsible for how the transactions conducted in an account are reported to the IRS or any other taxing authority on the investor’s personal tax returns. Frec assumes no responsibility for tax consequences to any investor of any transaction.
