Frec for NVIDIA employees
Expecting a big tax bill from selling your $NVDA?
A tax-aware investment strategy with Frec could help you keep more of your earnings while also pursuing market returns.
Your potential tax savings
$223,292
Stock sale proceeds
Reinvested in the market
$1,000,000
Capital gains
Based on a 50% cost basis
$500,000
Tax losses generated this year
From a 250/150 strategy on Frec
$446,583
Taxes owed
Based on a 50% tax rate
$250,000
$26,708
Terms apply to the $3m managed for free program. This link also may have been shared by a Frec client in the Get $250, Give $250 Referral Program (offered by Frec Markets, Inc. and subsidiaries Frec Securities LLC and Frec Advisers LLC), constituting an endorsement of Frec. Experiences may vary and results are not guaranteed. Referrers receive a $250 bonus upon meeting program requirements, creating a material conflict of interest. $250 Referral Terms apply.
Chosen by employees at
What is a tax-aware investment strategy?
Tax-aware investing strategies can generate significant capital losses that offset your tax bill.
With Frec's Long short direct indexing, you could invest in a diversified index like the Russell 1000 while saving money on your taxes.
Frec does all the
hard work for you.
Create your Frec account and invest in a long short direct index on Frec.
Proceeds of a stock sale could be used to get started.
Frec will automatically make trades to get you tax losses while tracking the performance of an index.
Apply the tax losses you've generated on Frec to offset your capital gains, saving you money on taxes.
Create your Frec account and invest in a long short direct index on Frec.
Proceeds of a stock sale could be used to get started.
Frec will automatically make trades to get you tax losses while tracking the performance of an index.
Apply the tax losses you've generated on Frec to offset your capital gains, saving you money on taxes.
How it works
The mechanics of long short direct indexing
With Frec Long short direct indexing, you can choose a factor tilt to amplify your market returns while generating significant capital losses to offset capital gains.
NVIDIA employees get $3m managed for free through the end of 2026
Russell 1000 Long short
140/40 leverage
Annual fee
0% through end of year
+ 0.30% post-tax financing cost
Minimum investment
$100kHistorical harvest rate
S&P 500® Long short
140/40 leverage
Annual fee
0% through end of year
+ 0.30% post-tax financing cost
Minimum investment
$100kHistorical harvest rate
$3m managed free through the end of 2026 applies to long short and diversify strategies only. See terms here.
Post-tax financing cost is gross financing cost minus tax deductions from financing expenses using a 40% marginal tax rate. Actual after-tax costs depend on individual tax circumstances, consult your tax advisor.
As a percentage of total assets, pre-tax financing costs are 0.50% for 140/40, 0.95% for 200/100, and 1.43% for 250/150.
Why investors choose Frec
Sophisticated investment strategies, direct to you
One platform for your entire portfolio
Create a diversified portfolio of direct indices, earn yield with Treasury, and borrow with our portfolio line of credit.1
Low fees & minimums
While advisors may charge 1% or more, Frec's classic direct index strategies start at 0.09% annually with minimums as low as $20k.
We handle the complexity
We execute trades and generate capital losses for you, but you have the transparency to review trades and compare your portfolio performance to the benchmark ETF anytime.
Your money is secure
Your assets are held in your name at Apex Clearing. Frec is a member of SIPC. Securities in your account are protected up to $500,000. For details, please see www.sipc.org. Apex Clearing also offers excess insurance on every account.
FAQs
Have questions?
Talk to an expert.
Our team of licensed professionals has helped employees at leading tech companies explore their options before funding.
Getting started on Frec is simple — but if you'd rather talk through it with an expert, book a call.